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Dave Says, Your Money »

[14 Jul 2011 | No Comment | 81 views]
Peer-To-Peer Lending?

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Dave Says, Your Money »

[14 Jul 2011 | No Comment | 57 views]
Skipping A Payment After Refinance?

 

Dear Dave,
I just refinanced my home from a 30-year fixed rate to a 15-year fixed rate mortgage. The first payment won’t be due until July, but should I go ahead and make a June payment or put that money toward my debt snowball?
Avery

Dave Says, Your Money »

[24 Jun 2011 | No Comment | 78 views]
Planning For A Future

Dear Dave,
My husband and I are both spenders. We want to get on a plan and handle our money better, but is there anything that will help us learn to give up stuff now so that we’ll have more in the future?
Beth

Dave Says, Your Money »

[22 Jun 2011 | No Comment | 28 views]
The Weak Can’t Help The Weak

Dear Dave,
My husband and I have been married less than a year, and already we’re having huge disagreements over money. He’s got a big heart, but often he’ll just give money to friends and family. Sometimes, this leaves us short when it comes to monthly bills, paying off debt, and saving anything. I guess he thinks we’ll get by somehow, but it scares me. What can I do?
Summer

Dave Says, Your Money »

[7 Jun 2011 | No Comment | 22 views]
Why Only A 15-year Mortgage?

Dear Dave,
Why do you only recommend 15-year mortgages?
Nikki

Dave Says, Your Money »

[7 Jun 2011 | No Comment | 11 views]
Child Support In The Budget?

Dear Dave,
My husband and I can’t agree on how we should handle the child support payments I receive. He thinks it should be put in the pool with our household budget money, but right now I keep it in a separate account. Who’s right?
Leslie

Dave Says, Your Money »

[31 May 2011 | No Comment | 9 views]
Getting Back On Track & Saving Before The Mortgage?

Getting Back On Track

Dear Dave,
I grew up in a house where my parents always lived below their means. They taught me to live that way, but they never showed me how to make it happen. Now, at 45, I’ve gotten out of debt and fallen back in several times. I’m sick of this, and I want to get control of my money. How do I break this bad cycle?
Sandy

Dave Says, Your Money »

[24 May 2011 | No Comment | 18 views]
Is It Too Late?

Is It Too Late?

Dear Dave,
I’m 42, and I haven’t started saving for retirement. I’m self-employed and not making a lot of money right now, plus I have about $8,000 in debt. It feels like I’m living paycheck to paycheck, and I just can’t seem to save or get anything paid off. Can you help?
Avis

Dave Says, Your Money »

[16 May 2011 | No Comment | 74 views]
Why Not Grow The IRAs?

Why Not Grow The IRAs?

Dear Dave,
My wife and I have been following the Baby Steps, and we’ve paid off all of our credit card debt. We still have $51,000 in student loans left, and our combined income is about $140,000. We’re thinking about funding our IRAs while we finish off the college loans. How do you feel about this?
Patrick

Dave Says, Your Money »

[11 May 2011 | No Comment | 241 views]
Great Theory, But It Doesn’t Work

Great Theory, But It Doesn’t Work

Dear Dave,
I live in Alaska, and I’m considering using a credit card for the airline miles. This would make it easier and cheaper for me to visit my family in the Lower 48. Is this a good idea?
Adam