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By M. J. Brenneman
Purchasing a home is likely the largest financial investment that you will ever make.  Recent tax credits and countless lending programs offer incentive for Americans to buy now. Figuring out if you can afford a house and how to pay for it, stand at the top of the decision tower of home buying, and there are three main groups of financial professionals that can help you with that decision.

I admit it. This is my favorite time of year. While friends and family are unabashed lovers of the summer, with its long sunny days, barbecues, and vacations, I wait impatiently each summer for autumn to arrive. This is decorating season. My season. When the days get shorter, and the nights chillier, our attention is brought back indoors. It is the ideal time for bringing the colors of the harvest season into your home, and onto your porch.

I recently did a search on Greenville, Greer, Simpsonville, Taylors, and Travelers Rest and found that 119 homes sold between $200,000 and $300,000 in May and June of 2009. 4 of the 119 were an auction or unusual situation leaving 115 that were normal transactions. Out of the 115 normal transactions, all but 3 came down quite a bit on their price. The 3 homes that did not come down in price were all new construction and most likely had features added that made the price go up. Out of …

When doing a search through available homes on the Greenville SC market, I found that seven styles seem to be the most prominent in the Greenville SC area. The seven most prominent I found are Traditional, Ranch, Bungalow, Contemporary, Colonial, Victorian, and Cape Cod.

By George Clements – Greenville SC Realtor
I came across a recent USA Today online article that caught my attention. It focused on foreclosures and the areas that have been hit the hardest. According to the article by Brad Heath, half of the nations foreclosures are in only 35 counties or around 1% of the nations counties. These hardest hit areas included places like Detroit, Cleveland, Las Vegas, Phoenix, Washington D.C., and worst of all Southern California and Southern Florida.

George Clements
Greenville SC Realtor
As different versions of the so called stimulus package were coming through Congress, there were many different ideas batted around concerning tax credits and home buying. The Senate’s original bill had a tax credit of up to $15,000 (depending on how much you pay in taxes) for ANYONE who bought a home this year. The $15,000 credit was one of the only stimulating things that the bill had going for it but unfortunately it was drastically changed in the final version.

By George Clements
The official numbers for all homes sold in the Greenville MLS in 2008 are in and the Greenville market is still doing fine overall. This is especially true when keeping things in perspective from the last 10 years and not just comparing 2008 to the two previous years.

When you’re looking to get a mortgage loan, you may work with a loan officer or you may choose to work with a mortgage broker. People often confuse the two job types even though both will glean the same results: a new home. However, it is important to understand the difference between the two types of jobs so you know what to expect from them during the mortgage application process.

I’ve had a number of people calling in on homes lately that think that there are no loans available for them because of everything they hear in the media. I thought it would be good to ask some questions to someone who works with loans every day just to get the truth and help people understand what is available for them.
Here are some questions that I asked Bethany Zitlaw of Hanover Mortgage.