hopfeed_template=”;
hopfeed_align=’LEFT’;
hopfeed_type=’IFRAME’;
hopfeed_affiliate_tid=’Text Ads 1′;
hopfeed_affiliate=’mlifepub’;
hopfeed_fill_slots=’true’;
hopfeed_height=’280′;
hopfeed_width=’336′;
hopfeed_cellpadding=’5′;
hopfeed_rows=’4′;
hopfeed_cols=’1′;
hopfeed_font=’Verdana, Arial, Helvetica, Sans Serif’;
hopfeed_font_size=’9pt’;
hopfeed_font_color=’000000′;
hopfeed_border_color=’000000′;
hopfeed_link_font_color=’3300FF’;
hopfeed_link_font_hover_color=’3300FF’;
hopfeed_background_color=’FFFFFF’;
hopfeed_keywords=winter, health, fitness’;
hopfeed_path=’http://mlifepub.hopfeed.com’;
…

Make Him Earn It!

Dear Dave,
I recently received a beneficiary IRA when my mother passed away. I also received a small part of her estate. I’d like to share some of this with my 24-year-old son. He’s a good boy, but he’s pretty impulsive and not good with money. Do you have any suggestions?
Kimberly

He Said He Would Help, Now He’s Gone
Dear Dave,
I think I made a big mistake when I bought my car. I’m having a hard time affording the $500 a month payments, because I only make minimum wage at my job and work 35 hours a week. My boyfriend, who was supposed to help me pay for it, has moved out and left me. I owe $20,000 on the car, but I know it’s still worth about $19,000. What can I …

Are Unemployment Benefits Immoral?

Dear Dave,
I recently lost my job due to layoffs. I’m luckier than most, because I’m debt-free except for my house, and I have three months of expenses saved. I’ll also receive a severance package from my former employer, and my wife still has her job. I’m struggling with whether or not to file for unemployment compensation. Do you think it’s morally okay to do this?
Brent

A Little Over The Top …

Dear Dave,
We have two teenage daughters, ages 17 and 16, who are both in high school and work in the family business. We’ve done our best to teach them how to handle their money properly, including how to spend, save, and give. Also, they’ve both been saving for college. My husband thinks it would be a good idea to start charging them rent to prepare them for life once they leave home. What do you think?
Frances
Dear Frances,
I …

Questionable Investment
Dear Dave,
My broker has recommended a managed futures fund. I’ve never heard of these, and I got the feeling she doesn’t know much about them, either. She’s always been very conservative and reliable before, so we’re concerned. Can you explain something about them?
Krista

Continue Taking Unemployment?
Dear Dave,
I had a wreck seven months ago. As a result, I lost my job and have been drawing unemployment for the last five months. I was making $1,200 a month in retail management before this happened, but I’m getting just as much with unemployment, even though I can work again. I have a small daughter, and my wife doesn’t work right now. Should I continue taking unemployment so I can stay home and help with our daughter?
Tim

Jumpstart Your Plan!

Dear Dave,
I’m 26, single, and I’ve been working your Total Money Makeover plan to pay off my debt. Right now, I have just $25,000 left to pay off, including my car. Recently, I was offered a chance to move to Singapore for the next six months as part of my job. I won’t have any real expenses while I’m there, but I’m worried about the effect it might have on me getting out of debt. How can I make …

Becoming The Good Agent

Dear Dave,
I recently graduated from college, and I think I’d like to get into the real estate business as an agent. I don’t have much real world experience, so what can I do to learn and become a great real estate agent?
Ryan

Buy Now Or Wait?
Dear Dave,
My wife and I just relocated for my new job. Right now we’re renting an apartment, and we should make about $15,000 on the sale of our old house. Should we use the money from the sale of our house to pay off all our debt, or go ahead and use it as a down payment on a new home now?
Brian